100+ payment methods across 72+ countries — one contract, one integration.
Cards, bank transfers, wallets, prepaid and local payment methods — the full DaoPay catalogue, one page per method. Pick a method to see how it works, who uses it and where it fits.
Trustly at a glance.
Trustly is Pay by Bank across 30+ markets: the customer picks their bank, authenticates with it and pays account-to-account — no card number, no separate consumer wallet, and recurring products for subscriptions and bills. The profile below shows where the method fits.
- Type
- Open-banking / account-to-account Pay by Bank payment
- Payment category
- Bank payment
- Primary markets
- 30+ markets across Europe and North America
- Payment experience
- Bank selection, bank authentication and direct account payment
- Best for
- E-commerce, subscriptions, financial services, gaming, travel and account funding
What Trustly is.
Trustly is a Pay by Bank provider that lets customers pay directly from their bank account using their existing online or mobile-banking relationship.
At checkout, the customer selects a bank, authenticates with the bank and authorises an account-to-account payment. No card number or separate Trustly consumer wallet is needed for the standard payment journey.
Trustly also supports recurring and bill-payment use cases through enabled products, allowing merchants to extend Pay by Bank beyond a one-time purchase.
The customer selects a bank and authorises a direct account payment for the order.
The standard journey — existing banking relationship, no card number, no separate wallet.
Eligible repeat customers can move through a streamlined bank-selection and approval experience.
Less friction for the second purchase and every one after it.
Supported products can establish an ongoing bank-payment relationship for subscriptions and invoices.
Pay by Bank extended beyond a one-time purchase — memberships, utilities and bills included.
The customer journey.
Six steps from checkout to authorised bank payment — recurring services continue on the standing authorisation.
- 01
Select Trustly
The customer selects Trustly or Pay by Bank at checkout.
- 02
Choose a bank
The customer chooses a bank from the institutions available in the market.
- 03
Authenticate
The customer authenticates through the bank’s own web or mobile experience.
- 04
Pick the account
The customer selects the relevant account where required.
- 05
Authorise and return
The customer authorises the bank payment and returns to the merchant experience.
- 06
Recurring continues
For recurring services, the customer establishes the required ongoing payment authorisation.
Market coverage.
Trustly operates across more than 30 markets and connects merchants with a broad network of banks in Europe and North America, making it suitable for businesses seeking a recognisable multi-market Pay by Bank option.
Where it wins.
Strong fit
- Multi-market merchants adding Pay by Bank alongside cards
- Subscriptions, memberships, utilities and bill payments
- Financial services, brokerage, wallet and account funding
- Gaming and high-frequency digital platforms
- Travel and e-commerce with bank-oriented customers
Additional merchant positives
- Direct bank payment
- Customers pay from an existing account without entering card details.
- Multi-market reach
- One Pay by Bank brand can serve customers across numerous markets.
- Recurring capability
- Enabled products support subscriptions and ongoing bill-payment relationships.
- Familiar authentication
- Customers approve through the bank credentials or biometrics they already use.