Back to Payments

100+ payment methods across 72+ countries —
one contract, one integration.

The full DaoPay catalogue of cards, bank transfers, wallets, prepaid and local methods, one page per method. Each page shows how the method works, who pays with it and where it fits.

SEPA Direct DebitVisa
Overview

Trustly at a glance.

Trustly is Pay by Bank across 30+ markets: the customer picks their bank, authenticates with it and pays account-to-account, with no card number and no separate consumer wallet. Recurring products cover subscriptions and bills. The profile below shows where the method fits.

Type
Open-banking / account-to-account Pay by Bank payment
Payment category
Bank payment
Primary markets
30+ markets across Europe and North America
Payment experience
Bank selection, bank authentication and direct account payment
Best for
E-commerce, subscriptions, financial services, gaming, travel and account funding
The method

How Trustly works.

Trustly is a Pay by Bank provider: customers pay directly from their bank account through the online or mobile banking they already use.

At checkout, the customer selects a bank, authenticates with it and authorises an account-to-account payment. The standard payment journey needs no card number and no separate Trustly consumer wallet.

Through enabled products, Trustly also supports recurring and bill payments, so merchants can extend Pay by Bank beyond the one-time purchase.

Three ways to pay with Trustly
One-time Pay by Bank

The customer selects a bank and authorises a direct account payment for the order.

The standard journey: existing banking relationship, no card number, no separate wallet.

Returning customers

Eligible repeat customers can move through a streamlined bank-selection and approval experience.

Less friction for the second purchase and every one after it.

Recurring and bill payment

Supported products can establish an ongoing bank-payment relationship for subscriptions and invoices.

Pay by Bank beyond the one-time purchase, including memberships, utilities and bills.

How customers pay.

Six steps from checkout to an authorised bank payment. Recurring services then continue on the standing authorisation.

  1. 01

    Select Trustly

    The customer selects Trustly or Pay by Bank at checkout.

  2. 02

    Choose a bank

    The customer chooses a bank from the institutions available in the market.

  3. 03

    Authenticate

    The customer authenticates through the bank’s own web or mobile experience.

  4. 04

    Pick the account

    The customer selects the relevant account where required.

  5. 05

    Authorise and return

    The customer authorises the bank payment and returns to the merchant experience.

  6. 06

    Repeat payments continue

    For recurring services, the customer establishes the required ongoing payment authorisation.

Coverage

Market coverage.

Trustly operates in more than 30 markets and connects merchants with a broad network of banks in Europe and North America. That makes it a recognisable Pay by Bank option for businesses selling in several markets.

Fit

Where it fits best.

Strong fit

  • Multi-market merchants adding Pay by Bank alongside cards
  • Subscriptions, memberships, utilities and bill payments
  • Financial services, brokerage, wallet and account funding
  • Gaming and high-frequency digital platforms
  • Travel and e-commerce with bank-oriented customers

What Trustly adds for merchants

Direct bank payment
Customers pay from an existing account without entering card details.
Multi-market reach
One Pay by Bank brand can serve customers across many markets.
Recurring capability
Enabled products support subscriptions and ongoing bill-payment relationships.
Familiar authentication
Customers approve with the bank credentials or biometrics they already use.
Back to the Payments overview
All payment methods