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Paysera at a glance.
Paysera puts local bank payments at the centre of checkout. Through open-banking payment initiation and Bank Link, customers pay from their own bank account, with a method mix that adapts to their country. Paysera is strongest in Lithuania and the Baltics, with collection options across wider Europe. The profile below shows where the platform fits.
- Type
- Payment gateway, open-banking initiation and local bank-payment platform
- Payment category
- Bank payments + multi-method checkout
- Primary markets
- Lithuania and the Baltic States, with wider European coverage
- Currencies
- Multi-currency, according to the enabled country and method
- Payment experience
- Payment Initiation Service, Bank Link and locally available checkout methods
- Best for
- Baltic e-commerce, European online stores and country-localised payment choice
How Paysera works.
Paysera is a European payments platform that enables merchants to collect online payments through Paysera Checkout. Its main strength for merchants is broad bank-payment choice, particularly in Lithuania and the Baltic States.
Through its open-banking Payment Initiation Service, the customer selects a bank and confirms a prepared payment using the bank’s authentication. Paysera can also provide Bank Link and additional locally available payment choices.
For merchants, Paysera works as a payment platform rather than a single consumer rail. It helps localise checkout by country and presents multiple banking options through one payment experience.
The customer selects a bank and confirms a prepared open-banking payment.
PIS prepares the payment request and guides the customer through their bank’s own approval, with no card details involved.
The customer is redirected to the selected bank and approves through online banking.
The established bank-redirect journey Baltic customers know, using the bank’s normal authentication.
The customer chooses from the bank and local methods enabled for the country and merchant.
One checkout, localised by country: multiple banking options and local methods in a single payment experience.
How customers pay.
Six steps from checkout to confirmation: bank selection, approval and return in a single flow.
- 01
Customer reaches checkout
The customer reaches the Paysera-powered payment experience.
- 02
Customer picks a method
The customer selects online banking or another enabled local method.
- 03
Customer chooses a bank
For bank payment, the customer chooses an available bank.
- 04
Payment prepared
Paysera prepares the payment request and presents the relevant PIS or Bank Link flow.
- 05
Customer authorises
The customer authenticates and confirms the payment with the bank.
- 06
Back to the merchant
The customer returns to the merchant after completing the payment step.
Market coverage.
Paysera has especially strong payment relevance in Lithuania, Latvia and Estonia, together with payment collection options across a wider range of European markets. The presented methods can be adapted to the customer’s country.
Where it fits best.
Strong fit
- Lithuanian and Baltic e-commerce
- Merchants seeking access to multiple banks through one payment platform
- European sellers localising payment choice by country
- Customers who prefer bank-account payment
- Businesses combining bank payments with cards and other local methods
What Paysera adds for merchants
- Baltic strength
- Strong alignment with the digital-banking habits of Baltic customers.
- Multiple bank connections
- Merchants can present numerous banking options through one checkout.
- Open-banking experience
- PIS prepares the payment and guides the customer through bank approval.
- Localised selection
- The available payment mix can reflect the shopper’s country and merchant setup.