02Cards
Credit card
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Acquiring for Visa, Mastercard and major schemes with smart routing and high authorisation rates.
99%
target auth rate
150+
currencies
3DS
strong authentication
24/7
monitoring
One integration for cards, wallets, bank transfers and 100+ alternative methods — under a single contract, settled the next day.
Acquiring for Visa, Mastercard and major schemes with smart routing and high authorisation rates.
Local wallets, vouchers and bank methods, plus outbound payouts to customers and partners.
We map the methods your buyers expect in each region.
New methods activate within the setup you already run.
Transactions route for the best cost and success rate.
Send funds back to customers and partners.
PSMS, IVR and direct carrier billing for a frictionless, mobile-first checkout.
Recurring and one-off bank payments across the SEPA zone with predictable settlement.
Collect and store SEPA mandates securely.
Debits run on schedule with clear reporting.
Returns and reversals are tracked automatically.
Every payment matches your ledger.
Digital wallets and prepaid vouchers your customers already trust, in one checkout.
Terminal and tap-to-phone acceptance that reconciles with your online sales.
Pick terminals or turn a phone into a reader.
Simple setup your team can run from day one.
Tap, chip and contactless in store.
In-store and online settle in one place.
Flexible subscription logic with retries and dunning to reduce involuntary churn.
Referral, reseller and platform models with split payouts and shared reporting.
Add partners with their own dashboards.
Set revenue splits per partner or deal.
Shared reporting across the whole program.
Payouts run without manual work.
Layered screening, 3-D Secure and chargeback tooling that protect your approval rates.
Trust-account settlement with transparent reporting you can plan your cash around.
Customer funds are held in trust accounts.
Transparent statements each cycle.
A rhythm you can plan cash around.
Every movement is traceable.
A clear path to going live — most steps take days; only verification depends on your business.
A short check tells you whether you are a fit — in plain terms, before you commit any time or effort.
Prefer a head start?Pick your industry below to see the journey and timeframes built for it.
A short check tells you which methods and terms fit your business — before any integration work begins.
Same products, fewer moving parts — one integration, one contract, one accountable team.
Yes — new methods activate within your existing integration, with no new contract.
A predictable payout rhythm you can plan your cash around.
One integration, one contract — and a partner built to stay with you for the long run.
