paysafecard — turn cash and prepaid value into a simple, privacy-first online payment.

A prepaid eCash method: customers pay with value they already hold — a 16-digit prepaid code or a PaysafeCard account balance — without entering card or bank details at checkout. For merchants, it opens checkout to cash-preferring, privacy-conscious and card-averse customers alongside the payment options already in place.

Overview

paysafecard at a glance.

paysafecard bridges cash and online commerce: prepaid value bought at retail outlets worldwide — or held in a PaysafeCard account — is spent directly at participating merchants, with no card or bank details entering the checkout. The profile below shows where the method fits and the audiences it serves best.

Type
Prepaid eCash / stored-value payment method
Primary markets
International footprint across 50+ countries, with particularly strong recognition in Europe and digital entertainment
Currencies
30+ supported currencies across the network
Typical ticket size
Prepaid digital purchases and repeat spend funded from available code or account value
Best for
Gaming, streaming, apps, digital media, virtual goods, iGaming and privacy-first online services
The method

What paysafecard is.

paysafecard is a prepaid eCash payment method that lets customers pay online using prepaid value rather than entering bank-account or credit-card details at checkout. Customers purchase a prepaid code from an authorised retail or online seller, or add the value to a PaysafeCard account, and then use that balance with participating online merchants.

For merchants, paysafecard opens online checkout to customers who prefer cash, do not have access to traditional banking products, want tighter control over online spending, or simply do not want to share financial details online. It adds a distinct customer segment without replacing the merchant’s existing card, wallet or bank-payment options.

The payment experience is built around two familiar consumer flows, both designed to keep checkout simple.

The paysafecard payment flows
16-digit prepaid code

The customer buys a paysafecard prepaid code in a chosen denomination from an authorised outlet or online distributor, then enters the 16-digit code at checkout.

The available prepaid value is used toward the purchase — a direct bridge between cash and online commerce.

PaysafeCard account

Customers can create a PaysafeCard account and add prepaid codes to their account balance.

The account keeps prepaid value together for future purchases at participating merchants, while preserving the familiar prepaid model.

A trusted eCash experience

Customers spend only prepaid value and do not need to expose bank or card credentials during the paysafecard checkout.

Its long-standing presence in digital entertainment, gaming and online services gives merchants a recognisable payment option with strong relevance among digital-first and cash-preferring audiences.

03Checkout flow

The customer journey,
from checkout to access.

Five steps, all inside the familiar paysafecard experience — no card or bank details along the way.

  1. 01

    Select paysafecard

    The customer selects paysafecard at checkout.

  2. 02

    Payment experience

    The customer is directed to the paysafecard payment experience.

  3. 03

    Choose how to pay

    A 16-digit prepaid code, the PaysafeCard account balance, or combined stored value where the service supports it.

  4. 04

    Balance deducted

    The purchase amount is deducted from the selected prepaid balance.

  5. 05

    Back to the merchant

    The customer returns to the merchant experience and can access the purchased product or service.

Coverage

Coverage & reach.

paysafecard has a broad international footprint, with official merchant material highlighting availability across more than 50 countries, support for more than 30 currencies and a retail distribution network of approximately 650,000 sales outlets worldwide.

Its combination of physical retail distribution and online acceptance gives merchants access to consumers who are often underrepresented at conventional digital checkout:

  • Customers who prefer to fund online purchases with cash or prepaid value.
  • Customers who want to keep bank-account and card details out of the checkout flow.
  • Customers already familiar with paysafecard through gaming, streaming, entertainment and other digital services.
Fit

Where it wins.

Strong fit

  • Video games, game credits, downloadable content and in-game purchases
  • Streaming, digital media, apps and entertainment subscriptions or repeat purchases
  • iGaming and other regulated digital entertainment services where available
  • Online communities, social platforms and virtual goods
  • Merchants targeting younger, privacy-conscious, cash-preferring or card-averse audiences
  • International digital merchants expanding local payment choice across established paysafecard markets